WebOur Pre-Petition Bankruptcy Counseling Program is not currently approved in the Alabama, Illinois, Massachusetts, North Carolina and Oregon. Mandatory disclaimer: Approved to issue certificates evidencing completion of a credit counseling course and personal financial management instructional course in compliance with the Bankruptcy … WebWe provide counseling either face to face, by phone, or via online. To schedule a Pre-Filing Bankruptcy Counseling session, please contact us at 1-800-717-2227 or (787) 722 …
Bankruptcy Credit.org
WebA pre-bankruptcy counseling session should include an evaluation of your personal financial situation, a discussion of alternatives to bankruptcy, and a personal budget plan. A typical counseling session should last about 60 to 90 minutes, and can take place in person, on the phone, or online. Cambridge is required to provide the counseling ... WebPre-bankruptcy credit counseling, also known as the pre-filing course, is something that you will be legally required to do if you ever have to file for bankruptcy. This is the credit counseling course that CC Advising provides. This requirement was mandated in 2005 when the Bankruptcy Abuse Prevention and Consumer Protection Act was signed ... dallas to natchez ms
Summit Financial Education: Pre-Bankruptcy Credit Counseling
WebFeb 14, 2024 · To start pre-bankruptcy credit counseling, you’ll need to provide some information to counselors including: Income documentation such as W-2s, paystubs, Social Security payments, alimony, and child support. Expenses such as mortgage or rent payments, food, insurance, childcare, utilities, and transportation. WebThe counseling must be provided before you file for bankruptcy by a non-profit credit-counseling agency, approved by the U.S. Trustee’s Office. What is the Pre-Discharge Financial Management Course? Prior to obtaining Discharge, a debtor must be certified as having completed the Pre-Discharge Personal Financial Management Course. WebJul 28, 2024 · Pre-filing credit counseling is a requirement for individuals who file for Chapter 7 or Chapter 13 bankruptcy. You may pick your own agency or use a referral … dallas to nebraska drive time